Tag Archives: cash system

End of June Budget Wrap-Up

July 4,2013

I never did a budget update for June. oops!

My husband gets paid every two weeks. This month, once the paycheck comes in, I have been doing a BIG grocery shopping trip – trying to buy everything needed for two weeks. Then, normally a day or two before he gets paid again, we need a few more things (like fruit). I was able to stick to the budget doing this and had a little extra for unforeseen costs (paying to get into a park and medicine).

I have already gone shopping for the first two weeks in July and I am hoping to have enough extra money to pay to spay the dog…Yes, I said it. We have gone back & forth on this dog thing for about a month now.

My husband wanted to retrain her after she killed a chicken and we were set to get her back a couple of weeks ago (my MIL has been keeping her for us, trying to find a home for her but has been unable to) but then we realized we had to get her spayed…and did not have the money to do so. We told his mother we would take her to the pound this weekend.

I was never really big on having her to keep the chickens safe anyway as our coop and chunnel are really safe on their own. However, as soon as the dog was no longer with us, I noticed bunnies in our garden…A LOT. I decided to put soap in the garden but with all the rain, it was not helping much. Then, the other day we picked some carrots. My son pulled a HUGE one and we saw it was halfway chewed on by a mole (or gopher or whatever).

eatenThis is when I talked to my husband about getting the dog back. Yesterday, there was a fox in the blueberry patch and the decision was made. Dog is coming back.

I was always against getting a dog and after the dog killed a chicken, I was even less thrilled. However, I am trying to all but eliminate the grocery bill by having chickens and a garden so if we can keep the dog away from the chickens and the dog can keep all the other critters away, AND we have a way to pay to get her spayed, I am all for a helpful member of the family 🙂

So, how did I go grocery shopping for two weeks and only spend $120 for seven people (when I normally spend $250)? The garden! We have been getting all of our lettuce and carrot needs from garden this month. We have also been getting green beans (snaps) and blueberries galore from the garden all month and most of our kale has come from the garden.

In addition to all of this, we have signs of more produce: baby zucchini, tomatoes, bell pepper, corn, and cantaloupe (or spaghetti squash), and more kale, lettuce, carrots, and snaps – so I am hoping our grocery bill can stay low during the summer months and that money can go towards paying down debt (except for this month, in which that money will pay for the dog to be spayed)!

bell pepper baby zucchini baby tomatoWe have been on the cash system and have not used a credit card since February of this year. We have paid about 30% of our debt and have not incurred any more (that’s BIG for us).

We actually do not have a date for when we expect/want it to be paid off. From my husband’s part time job, we are able to pay our monthly expenses, by God’s grace. Anything else extra (from my part time job or from him booking weddings) goes straight towards paying down more debt. Because this extra income is so sporadic, we do not know when to expect this to happen. We are just trying to stay faithful not using credit cards and staying within or below our budget and we look forward to the day we will be debt free! 😀

How are your budgets going? Anything I can list specifically that may help you to keep a tighter grocery budget?